Terms of Service

1. What this is

Finance App shows bank account information you have chosen to connect. It is provided as-is, for information only.

2. Not financial advice

Nothing in the app is financial, investment, tax or legal advice. Balances and transactions shown may be incomplete, delayed, or inaccurate. Always treat your bank's own records as the authoritative ones.

3. Bank connectivity

Access to bank data is provided by Enable Banking Oy, a licensed Account Information Service Provider. Their terms apply to that service. Bank access requires your explicit consent and must be renewed periodically under PSD2 rules.

4. Your responsibilities

You are responsible for the security of your device, for any backups you create, and for keeping safe the credentials that protect them. Your data lives on your device — if the device is lost or damaged and you have no backup, that data is gone, and we cannot recover it.

5. Availability

We give no guarantee of availability. Bank interfaces can be unavailable, can change, and can limit the data they return.

6. Limitation of liability

To the maximum extent permitted by law, we accept no liability for any loss arising from use of the app, including inaccurate data or loss of local data.

7. Contact

Questions? Email us: [email protected]

8. Changes

These terms may be updated. Continued use means you accept the updated version.